Property Investing
What is the off-the-plan stamp duty concession in Victoria?
How Victoria's off-the-plan stamp duty concession reduces dutiable value, who it can apply to, and where investors check current eligibility.
Guides & explainers
Plain-English answers on fractional property investing, funding your property without a bank, and the rules that shape both.
Latest guideProperty Investing
What Are the Risks of Off-the-Plan Property Valuations Falling Short at Settlement?
Off-the-plan contract prices are fixed at exchange; lender valuations aren't. Here's what a settlement shortfall means for your loan and your options.
Property Investing
How Does Buying an Off-the-Plan Apartment Compare to an Established Townhouse?
Off-the-plan apartments and established townhouses differ on settlement risk, depreciation, land content and CGT — factors to weigh, not a pick.
Property Investing
What Are the Differences in Lease Terms, Yields and Risks for Commercial Real Estate?
Commercial leases, yields and risk work differently to residential — how lease structure, the yield formula and tax treatment actually compare.
Property Investing
Should I Invest in Commercial Property or Residential Property in Australia?
Neither is universally better. Compare financing, tenancy law, tax settings and access for commercial vs residential property — sourced, not a verdict.
Property Investing
What Is the 'Serviceability Ceiling' and How Do I Overcome It?
Your serviceability ceiling is the point a lender's income-and-expense test says you can't borrow more. Here's how it's assessed and what can shift it.
Property Investing
How Do I Build a Multi-Property Portfolio Without Getting Stuck on Borrowing Power?
Borrowing power, not ambition, caps most property portfolios. What shapes it across multiple properties, and where fractional exposure fits in.
Property Investing
What Is Co-Ownership or Fractional Investing, and How Does It Work in Australia?
Co-ownership means holding legal title jointly; fractional investing means buying an economic interest with no title. How each works, explained.
Property Investing
Should I Buy an Investment Property Under My Own Name or a Company Name?
Buying under your own name or through a company changes your CGT discount, negative gearing and land tax position. Compare the options — then get advice.
Property Investing
How Are Rental Profits and Capital Gains Taxed Inside a Discretionary Trust?
A discretionary trust isn't taxed on rental profit or gains itself — the presently entitled beneficiary is. How it works, and what changes from July 2027.
Property Investing
What Are the Pros and Cons of Using a Family Trust to Buy Property in Australia?
A family trust changes who's taxed, how losses and land tax work, and CGT — the trade-offs for an investment property, as at July 2026.
Property Investing
Is SMSF Property Borrowing Ending or Restricted in 2026-2027?
SMSF property borrowing isn't ending. From 10 Aug 2026, new LRBAs must be business real property, not residential — what changes and what doesn't.