Property Investing
What is the off-the-plan stamp duty concession in Victoria?
How Victoria's off-the-plan stamp duty concession reduces dutiable value, who it can apply to, and where investors check current eligibility.
Fadi Alkatut
Co-Founder & CTO, MyBrix
Fadi Alkatut is the Co-Founder and CTO of MyBrix, and the technology architect behind its blockchain-secured platform. He leads the engineering team building the infrastructure that makes fractional property ownership possible at scale.
LinkedIn profileFadi writes general information only — not personal financial advice.
Articles by Fadi
Property Investing
What Is Co-Ownership or Fractional Investing, and How Does It Work in Australia?
Co-ownership means holding legal title jointly; fractional investing means buying an economic interest with no title. How each works, explained.
Property Investing
How Are Rental Profits and Capital Gains Taxed Inside a Discretionary Trust?
A discretionary trust isn't taxed on rental profit or gains itself — the presently entitled beneficiary is. How it works, and what changes from July 2027.
Property Investing
Is SMSF Property Borrowing Ending or Restricted in 2026-2027?
SMSF property borrowing isn't ending. From 10 Aug 2026, new LRBAs must be business real property, not residential — what changes and what doesn't.
Property Investing
Can I Buy an Investment Property Through a Self-Managed Super Fund (SMSF)?
Yes — an SMSF can buy an investment property, but the sole purpose test, in-house asset rules and strict borrowing limits all apply first.
Property Investing
What Are the Short-Stay Accommodation Levies in Victoria and How Do They Apply?
Victoria applies a state levy to short-stay accommodation bookings — the structure, what's confirmed, and where to check current settings.
Property Investing
What Are the Penalties for Incorrectly Claiming a PPR Land Tax Exemption in Victoria?
Wrongly claiming Victoria's home land tax exemption can trigger reassessment, penalty tax and interest. Here's what's confirmed, as at July 2026.
Property Investing
Can a Seller Pass Their Land Tax Liability Onto a Buyer in Victoria?
Land tax in Victoria is assessed to the owner. Victorian law restricts passing it to a buyer below a $10m purchase price — what applies and when.
Property Investing
How Does Owning Land in Different States Affect My Land Tax Threshold?
Land tax thresholds are set by each state separately, not nationally. Here's how owning land in more than one state changes what you owe.
Property Investing
What Is the Foreign Purchaser or Absentee Owner Land Tax Surcharge in Australia?
A foreign purchaser duty surcharge is a one-off state stamp duty; an absentee owner land tax surcharge is separate and annual. Here's how they differ.
Property Investing
Does NSW Have a Vacant Property Tax or Similar Land Tax Surcharges?
NSW has no confirmed vacant-property tax like Victoria's VRLT, but it does charge ordinary land tax and a 9% foreign purchaser surcharge duty.
Property Investing
What Is the Vacant Residential Land Tax (VRLT) in Victoria, and How Do I Avoid It?
Victoria's Vacant Residential Land Tax has no threshold and rises with each vacant year. Here's how it's assessed, and the exemptions that can apply.
Property Investing
What Is the Victorian COVID Debt Land Tax Surcharge and When Does It End?
Victoria adds a COVID debt surcharge on top of ordinary land tax — a flat fee, more for bigger holdings. Here's how it's calculated and when it ends.
Property Investing
Can I Claim the Cost of a Quantity Surveyor as a Tax Deduction?
Quantity surveyor reports unlock depreciation claims on rental property. Here's what's confirmed about Division 40/43 — and what still needs a tax agent.
Property Investing
What Is Land Tax and Who Is Required to Pay It in Australia?
Land tax is an annual state tax on land value above a tax-free threshold. Here's who pays it, how thresholds differ by state, and what's exempt.
Property Investing
How Do I Keep Tax-Compliant Records as a Property Investor in Australia?
What property investors need to keep for the ATO — income, expenses, depreciation and CGT records — how long, and how it differs by ownership structure.
Property Investing
Are Property Management Fees and Landlord Insurance Tax Deductible in Australia?
Property management fees and landlord insurance are generally deductible rental expenses in Australia. How the deduction works and what changes in 2027.
Property Investing
Can I Claim Interest on My Investment Loan If I Redraw Money for Personal Use?
Redrawing an investment loan for personal use can cost you part of the interest deduction. The ATO's purpose test and apportionment, as at July 2026.
Property Investing
What Are the Ongoing Holding Costs of an Investment Property That Are Tax Deductible?
Interest, depreciation, land tax and management fees: how ongoing rental property costs are tax deductible under current ATO rules, as at July 2026.
Property Investing
How Does a PAYG Withholding Variation Help My Investment Property Cash Flow?
A PAYG withholding variation spreads a negative gearing tax benefit into each pay cycle for cash flow, instead of one annual refund. Here's how.
Property Investing
What is the difference between a repair and an improvement for tax?
A repair restores existing wear and tear; an improvement makes a property better. How the two are treated differently for tax, and why it matters.
Property Investing
Can I Claim Repairs and Maintenance as an Immediate Tax Deduction on Rental Properties?
Repairs and maintenance can be immediately deductible on a rental property, but the improvement line is fact-specific. What is verified, and what to check.
Property Investing
How do I get a tax depreciation schedule and why is it worth it?
A tax depreciation schedule lists the building and asset deductions you can claim on a rental property — what's in it, who's affected, and how to get one.
Property Investing
What Are 'Capital Works' Deductions vs 'Plant and Equipment' Depreciation?
Capital works (Division 43) depreciates the building itself; plant and equipment (Division 40) depreciates separate assets. Both, explained and sourced.
Property Investing
Can I Claim Travel Expenses to Inspect My Investment Property in Australia?
Travel to inspect, maintain or collect rent from a rental property is generally no longer tax-deductible in Australia. Here's the current position.
Property Investing
What Expenses Can I Claim as an Immediate Tax Deduction on My Investment Property?
Rental property expenses split into three tax categories — only one is claimed straight away. Here's the difference, as at July 2026.
Property Investing
Are There Any Changes to Negative Gearing Rules for Established Properties in 2027?
Yes — a 2027-28 quarantine on negative gearing covers established properties too, with narrow grandfathering and exemptions. Here's what changes.
Property Investing
What Is Negative Gearing and How Does It Work for Australian Property Investors?
Negative gearing is when a rental property's costs exceed its income. How the loss is treated under current law, and what changes from 2027-28.