Property Investing
What is the difference between a repair and an improvement for tax?
A repair restores existing wear and tear; an improvement makes a property better. How the two are treated differently for tax, and why it matters.
Guides & explainers
Page 5 of 8.
Property Investing
Can I Claim Repairs and Maintenance as an Immediate Tax Deduction on Rental Properties?
Repairs and maintenance can be immediately deductible on a rental property, but the improvement line is fact-specific. What is verified, and what to check.
Property Investing
How do I get a tax depreciation schedule and why is it worth it?
A tax depreciation schedule lists the building and asset deductions you can claim on a rental property — what's in it, who's affected, and how to get one.
Property Investing
What Are 'Capital Works' Deductions vs 'Plant and Equipment' Depreciation?
Capital works (Division 43) depreciates the building itself; plant and equipment (Division 40) depreciates separate assets. Both, explained and sourced.
Property Investing
Can I Claim Travel Expenses to Inspect My Investment Property in Australia?
Travel to inspect, maintain or collect rent from a rental property is generally no longer tax-deductible in Australia. Here's the current position.
Property Investing
Australian Property Market Outlook 2026
A capital-city by capital-city look at Australian property market conditions, the data behind them, and what the figures do and do not tell an investor.
Property Investing
What Expenses Can I Claim as an Immediate Tax Deduction on My Investment Property?
Rental property expenses split into three tax categories — only one is claimed straight away. Here's the difference, as at July 2026.
Property Investing
Are There Any Changes to Negative Gearing Rules for Established Properties in 2027?
Yes — a 2027-28 quarantine on negative gearing covers established properties too, with narrow grandfathering and exemptions. Here's what changes.
Property Investing
What Is Negative Gearing and How Does It Work for Australian Property Investors?
Negative gearing is when a rental property's costs exceed its income. How the loss is treated under current law, and what changes from 2027-28.
Property Investing
Should I Use an Investment Mortgage Broker or Deal Directly With Lenders?
Both a broker and a direct lender can arrange an investment property loan. Here's how the two paths differ, and the factors that actually matter.
Property Investing
Can I Get Pre-Approval for an Investment Home Loan, and How Does It Work?
Yes, but lenders shade rental income and add a buffer for investment loans. Here's how investment loan pre-approval actually works.
Property Investing
What Are the Upfront Costs of Buying an Investment Property in Australia?
Deposit, LMI, stamp duty, conveyancing and inspections all land before settlement — the full list, sourced to Moneysmart and state revenue offices.